Purchase vs Investment Tracker

Compare your spending to potential investment returns

How to use this tool:

1. Add your recurring purchases (coffee, subscriptions, etc.)

2. Set how often you make each purchase (every N days)

3. See what happens over 60 years if you invested that money instead

Red = Money spent

Green = If invested in S&P 500

Purchase Name

Amount ($)

Every N Days

Your Purchases

No purchases added yet

S&P 500 Annual Return: 7.0%

This is the assumed annual return rate for S&P 500 investments. The historical average is around 7-10% after inflation. Adjust this rate to see how different market performance would affect your potential investment returns over time.